Do I have to have insurance in order to get/renew my license plates?
Yes
Can I insure a car with a suspended license?
Yes as long as you have a licensed driver on your policy
Why doesn’t Medicaid or Medicare give me credit for having my own health insurance?
State and federal funded programs do not pay for auto related injuries.
What does no fault insurance cover?
It covers damage to another’s property, injuries to you and your immediate family from a car accident, and 85% of wage-loss benefits for 36 months.
What is the minimum coverage required by state law?
No fault insurance which includes bodily injury and property damage.
What does my credit have to do with my insurance rate?
Studies have shown that people with a better bill paying history tend to file less claims, therefore they are placed in a higher tier giving them a cheaper insurance rate.
How long do points on my driving record count for insurance?
It varies with different companies, but generally, three years.
Why do certain vehicles cost more to insure?
Some factors include safety ratings, the likelihood of the car being stolen or vandalized, and cost of repairs if damaged.
What is Storage Coverage?
Storage coverage is essentially comprehensive coverage or "other than collision", which covers theft, vandalism, fire, and glass breakage. Most companies will not allow you to carry comprehensive coverage only, unless you have another vehicle covered to drive.
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